A and D Adjusters represents homeowners and building owners in Chicago and the collar counties on wind, hail, water and fire claims. We document the loss and present the claim to your carrier. The first look is free.
A and D Adjusters
Illinois Public Adjuster License number: on file once issued
A public adjuster is licensed by the Illinois Department of Insurance to represent the policyholder in a property insurance claim. The adjuster your carrier sends is paid by the carrier. We are hired by you and answer to you. We have no tie to any insurance company and no tie to the State.
The work is specific. We read the full policy, including the endorsements, the wind and hail deductible and the ordinance or law coverage that most people never open. We inspect the property, photograph and measure the damage, and write a line-item scope of the loss. We present that scope to the insurance company and handle the conversation with their adjuster until the claim is resolved.
We are not a contractor and we do not arrange repairs. We are not a law firm. And we do not promise a number: a claim is worth what the policy and the documented damage say it is worth. If your claim is already fairly paid, we will call it fairly paid and you owe nothing for the look.
How we are paid. A percentage of what the policy pays, written into the contract before any work begins. No recovery, no fee. The first review of your policy and the carrier's letters costs nothing.
Residential and commercial property. In Chicagoland that means hail across DuPage and Kane in late spring, straight-line wind along the lake in summer, and frozen pipes in January.
Six steps in the order they happen. Nothing is signed until step two, and nothing is accepted without you.
Tell us what happened, when, and what the carrier has said. Keep every letter, estimate and photo they sent.
We read the policy and the carrier's letters. If the claim looks fairly paid, we say so. If we can help, the fee goes in writing and you sign before anything else.
Photographs, measurements and a line-item scope of the damage, with the policy language quoted where it matters.
The scope and the documentation go to your carrier. We handle the calls and emails with their adjuster and answer disagreements with evidence.
Every offer comes to you with our read on it. You accept or decline. We never settle a claim without your say.
When the carrier pays, our fee comes out of that payment at the percentage in your contract. No recovery, no fee.
A and D Adjusters is a new Illinois public adjusting firm working out of Chicagoland. One licensed adjuster, no call center, no sales crew. The person who answers the phone is the person who reads your policy, inspects the property and sits across from the carrier's adjuster. We take claims in Cook, DuPage, Lake, Will, Kane and McHenry counties, from a two-flat in Cicero to a strip mall in Aurora.
"I started this firm because I kept seeing the same thing: a real loss, a policy nobody had read, and a settlement letter the owner did not know how to answer. My job is to read the policy, document what actually happened and put the claim in front of the carrier in the language their adjuster uses. If it is already paid fairly, I will tell you. If it is not, I will show you why."
Anahi, Public AdjusterPlaceholder: years in the trade, prior work, languages spoken and the office town go here once Anahi confirms them.
Placeholder. Reviews appear here once the first clients post on Google: first name, last initial, town, month and year, and a link to the review itself. Nothing is quoted on this site that cannot be read on Google.
"Read all reviews on Google" links to the Google Business Profile once it is live.
The kinds of buildings and losses we work on. Every photo here is a stand-in until A and D's own job-site photographs replace it, claim by claim.
You may cancel a public adjuster contract within the period stated in the contract. Read every page before you sign, including ours.
You are never required to use a specific contractor for repairs. We do not recommend one, and no contractor pays us for referrals.
You can speak to your insurance company directly at any time. Hiring a public adjuster does not take that away from you.
Tell us what the carrier said. We read the policy first and tell you honestly whether we can help. No cost and no obligation for the look.
(000) 000-0000
Placeholder until the business line is set up.
Fuentes.anahi@yahoo.com
A domain email address replaces this at launch.
Placeholder: office town or address to be confirmed. By appointment. We come to the property.
